{"id":69432,"date":"2024-02-21T21:30:57","date_gmt":"2024-02-22T05:30:57","guid":{"rendered":"https:\/\/lamaravilla.com\/blog\/?p=69432"},"modified":"2024-02-21T21:30:57","modified_gmt":"2024-02-22T05:30:57","slug":"unos-consejos-financieros-de-ramit-sethi","status":"publish","type":"post","link":"https:\/\/lamaravilla.com\/blog\/?p=69432","title":{"rendered":"Unos consejos financieros de Ramit Sethi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ac\u00e1 les va este plan de finanzas personales que sugiere el compa este <a href=\"https:\/\/en.wikipedia.org\/wiki\/Ramit_Sethi\">Ramit Sethi<\/a>. Este es el plan de gastos (presupuesto) que \u00e9l recomienda. As\u00ed es pues que si no se hacen ricos no digan que fue porque nadie les dijo c\u00f3mo \ud83d\ude09<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><a href=\"https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012.jpeg\"><img loading=\"lazy\" decoding=\"async\" width=\"481\" height=\"640\" src=\"https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-481x640.jpeg\" alt=\"\" class=\"wp-image-69433\" srcset=\"https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-481x640.jpeg 481w, https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-902x1200.jpeg 902w, https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-768x1021.jpeg 768w, https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-1155x1536.jpeg 1155w, https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012-624x830.jpeg 624w, https:\/\/lamaravilla.com\/blog\/wp-content\/uploads\/2024\/02\/IMG_5012.jpeg 1179w\" sizes=\"auto, (max-width: 481px) 100vw, 481px\" \/><\/a><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">&#8220;Sethi encourages people to engage with his conscious spending plan, which is quite similar to the popular 50\/30\/20 budgeting method (with the key difference being that he separates savings and investments. He suggests you divide your monthly income into four categories:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">50-60% on fixed costs (housing, utilities, gas, groceries etc.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5-10% on savings (long-term emergency fund, vacations, gifts)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5-10% on investments (post-tax retirement savings, stocks)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">20-35% on guilt-free spending (dining out, movies, fun)&#8221;<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Ac\u00e1 les va este plan de finanzas personales que sugiere el compa este Ramit Sethi. Este es el plan de gastos (presupuesto) que \u00e9l recomienda. As\u00ed es pues que si no se hacen ricos no digan que fue porque nadie les dijo c\u00f3mo \ud83d\ude09 &#8220;Sethi encourages people to engage with his conscious spending plan, which is quite similar to the popular 50\/30\/20 budgeting method (with the key difference being that he separates savings and investments. He suggests you divide your monthly income into four categories: 50-60% on fixed costs (housing, utilities, gas, groceries etc.) 5-10% on savings (long-term emergency fund, vacations, gifts) 5-10% on investments (post-tax retirement savings, stocks) 20-35% on guilt-free spending (dining out, movies, fun)&#8221;<\/p>\n","protected":false},"author":1,"featured_media":69433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"footnotes":""},"categories":[21],"tags":[5376,880,2678,5379,5380],"class_list":["post-69432","post","type-post","status-publish","format-aside","has-post-thumbnail","hentry","category-miscellaneous","tag-cost-of-living","tag-finance","tag-investment","tag-personal-finance","tag-presupuesto","post_format-post-format-aside"],"acf":[],"_links":{"self":[{"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/69432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69432"}],"version-history":[{"count":1,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/69432\/revisions"}],"predecessor-version":[{"id":69434,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/69432\/revisions\/69434"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=\/wp\/v2\/media\/69433"}],"wp:attachment":[{"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=69432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lamaravilla.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=69432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}